Legal

General Terms and Conditions of Use


Ownership of Website

This website is owned and operated by Ponderosa Insurance Agency LLC (“Ponderosa”). Trademarks and copyrights are owned by Ponderosa, Repwest Insurance Co. and/or U-Haul International, Inc. and are used under license by Ponderosa.


Usage Limitations

The contents of this World Wide Web site are copyrighted under United States law and protected by worldwide copyright laws and treaty provisions. Materials from the www.ponderosainsurance.com World Wide Web site may not be copied, distributed or transmitted in any way without the prior written consent of Ponderosa. Users of the site may download one copy of the materials on this site for personal, non-commercial use provided that they do not modify or attempt to modify the materials in any way, nor delete or change any copyright or trademark notice. All material on this site shall be used for lawful purposes only. Ponderosa reserves all rights, title and interests – intellectual property or otherwise – for materials downloaded from the site.


Liability Restrictions

Ponderosa is not responsible for technical, hardware or software failures of any kind; lost or unavailable network connections; incomplete, garbled or delayed computer transmissions. Under no circumstances will Ponderosa or its suppliers be liable for any damages or injury that result from the use of the materials on this site. Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, in which case the above limitation may not apply to you. The materials on this site are provided "as is" and without warranties or representations of any kind to the fullest extent permissible pursuant to applicable laws.


Applicability of Content

Information on this site includes descriptions of products and services available in the United States of America (to the extent allowable by State law or regulation), and is not intended for use in other locations. Ponderosa makes no warranty or representation that the content provided is applicable or appropriate for use in other locations.


Protection of Information and Privacy Statement

At Ponderosa, your trust is important to us and we constantly strive to protect your confidential information. No personally identifiable customer information is sold or traded to unaffiliated companies.


Enforcement of Terms and Conditions

These terms and conditions are governed and interpreted pursuant to the laws of the State of Arizona, United States of America, notwithstanding any principles of conflicts of law. Any persons and entities that choose to access or view our website agree that all matters, disputes, or transactions arising from the use of our website shall be governed by Arizona law and shall be within the exclusive jurisdicition of courts state and federal courts located in Maricopa County, Arizona. Any dispute under this agreement shall have venue in the courts of Maricopa County, Phoenix, Arizona. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions. Ponderosa may revise these terms and conditions at any time by updating this posting. Ponderosa may modify or terminate this agreement at any time without notice for any reason.


Links to Third Party Web Sites

Ponderosa makes no representations whatsoever about any other web site which you may access through the Site. When you access a non-Ponderosa web site, please understand that it is independent from Ponderosa, and that Ponderosa has no control over the content on that web site. In addition, a link to a non-Ponderosa web site does not mean that Ponderosa endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. Ponderosa makes no representation or warranty as to any third party products.

* All third party trademarks displayed are the property of their respective owners.